• Refinancing To Pay Off Debt, Managing Your Debt, & Using Equity To Refinance

    http://real-101.com Watch more episodes http://www.TraceyBrock.ca Tracey Brock Mortgage Broker When you own a home, it's extremely important to learn how managing your debt will allow you to live without the stress of making monthly payments. When you get into debt trouble, refinancing your mortgage to pay off debt is a step you can take. But by learning how to manage your debt, you can avoid using equity in your home to refinance debt, and save that equity for more important things. Watch this episode with Tracey Brock of Dominion Lending Centres where she explains how to refinance your mortgage to pay off debt, and how to manage your debt. For more information on mortgage financing, or if you need a mortgage broker, contact Tracey Brock of Dominion Lending Centres. http://www.TraceyB...

    published: 24 Jan 2013
  • Benefits of refinancing to consolidate debt

    Like many Australians you could have several debts – probably a home loan, a personal loan, and possibly even a credit card balance. Having multiple debts means juggling lots of different repayments. More importantly, you could be paying more each month than necessary. That’s because your personal loan and credit card could charge interest rates twice as high or more, than the rate you’re currently paying on your home loan. A smart way to save can be refinancing your home loan to consolidate different debts. Let’s see how it can work. We’ll say Sue has a home loan of $200,000 with a rate of 5%. She has a $15,000 personal loan costing 12% and $5,000 is owed on her credit card – attracting interest of 18%. All up, Sue pays around $1,600 in monthly repayments. Now let’s see what happe...

    published: 05 Jul 2016
  • Can I Refinance My Home To Pay Off Credit Card Debt?

    http://iwantagreathomeloan.com - Do you own a home? Do you have credit card debt you would like to pay off or consolidate? If you answered yes to both of these questions you might want to look into doing a cash-out refinance. This is a great way to consolidate your credit card debts by using the equity in your home. This is not for everyone, but is definitely something you should look into if you are trying to free up some money. In this episode, Don answers some questions that have come up in regards to paying of credit card debt and using the equity in your home to do this. Check out this video and if you have any questions, please visit us online at I Want A Great Home Loan dot Com. There you can submit your questions and get answers. We are here to help!

    published: 15 Apr 2014
  • Cash Out Refinance?

    Check out The Rachel Cruze YouTube Channel for life and money tips! http://www.youtube.com/user/RachelCruze?sub_confirmation=1 ________________________________________________________________ Victoria calls Dave for advice on where she needs to cash out her refinance. Find A Financial Peace class near you! http://www.daveramsey.com/fpu/classfinder?ectid=70.11.1223 Check out Chris Hogan’s book “Retire Inspired” http://www.daveramsey.com/store/books/retire-inspired-by-chris-hogan/prodD078.html?ectid=70.11.1222 Do you want to take control of your money? Get “The Total Money Makeover” book here. http://www.daveramsey.com/store/books/dave-s-bestsellers/the-total-money-makeover/prodtmmoclassic.html?ectid=70.11.1221 Download the FREE EveryDollar App and start telling your money where to go. ...

    published: 11 Nov 2014
  • Don't pay off your credit card debt by refinancing

    It is not a good idea to pay off your outstanding credit card debt by refinancing unless you have a solid plan. Otherwise, you could risk losing your home. #5 in a series "Got Debt?"

    published: 10 Jun 2014
  • Cash Out Refinance for Paying Off Debt

    Cash Out Refinance for Paying Off Debt Call 866-569-8272 In this video Eric with Low VA Rates talks about how to use a VA cash out refinance loan to pay off debt. Credit card debt can add up fast, and when it does it can be overwhelming. In 2016, the average household credit card debt was $16,048. That’s not including student loan debt or even automobile debt. Eric gives some really good examples of why you should try to pay off your credit cards as soon as possible. If you are a veteran home owner you might want to consider the VA IRRRL. The VA IRRRL is fast and easy and can significantly reduce your monthly mortgage payments so that you can put more money toward paying off debt. The other option is the VA cash out refinance. With this option you can use the equity in your homes valu...

    published: 08 Mar 2017
  • Current Liabilities Accounting (Refinancing Short Term Debt With Long Term Debt)

    Accounting for the refinancing of a current liability using long term debt or equity (after the balance sheet date & before the balance sheet is issued), when to reclassify short-term debt to long-term debt ?, Refinancing a short-term obligation on a long-term basis means either replacing it with a long-term obligation or with equity securities, or renewing, extending, or replacing it with short-term obligations for an uninterrupted period extending beyond one year (or the operating cycle, if applicable), Refinancing criteria: To exclude short-term debt from current liabilities both of the following must be met: 1-Must intend to refinance the debt on a long term basis so that it will not require use of working capital and 2-Must demonstrate an ability to refinance the debt, Short-Term debt...

    published: 17 Jan 2013
  • Refinancing Home Loan for Debt Consolidation

    https://KCLau.com/refinancing-aia I spoke to Daniel who specialises in helping his clients to refinance their home loans. What are the main reasons people consider when refinancing to cash out the equity? The most common cause --- DEBT CONSOLIDATION... instead of paying 18% for credit cards and many other debts, the home loan offer the lowest interest rate of all! You can lower your commitment while enjoying lower interest rate.

    published: 12 May 2017
  • What is REFINANCING? What does REFINANCING mean? REFINANCING meaning, definition & explanation

    What is REFINANCING? What does REFINANCING mean? REFINANCING meaning, definition & explanation. Source: Wikipedia.org article, adapted under https://creativecommons.org/licenses/by-sa/3.0/ license. Refinancing may refer to the replacement of an existing debt obligation with another debt obligation under different terms. The terms and conditions of refinancing may vary widely by country, province, or state, based on several economic factors such as, inherent risk, projected risk, political stability of a nation, currency stability, banking regulations, borrower's credit worthiness, and credit rating of a nation. In many industrialized nations, a common form of refinancing is for a place of primary residency mortgage. If the replacement of debt occurs under financial distress, refinancing...

    published: 12 Oct 2016
  • Debt and refinancing guide

    Everything you always wanted to know about debt and refinancing

    published: 20 Jul 2008
  • The Antidote to Student Debt: Refinancing

    Refinancing student loans saves doctors $46,086 on average. See how much you can save at SoFi.com

    published: 25 May 2017
  • Refinancing is one option to tackle debts

    Refinance could be an option for consolidating your debts, get help online http://www.firstchoicefinance.co.uk/Index.asp?T=Refinancing%20is%20one%20option%20to%20tackle%20debts Think Carefully Before Securing Other Debts Against Your Home. Your Home May Be Repossessed If You Do Not Keep Up Repayments On A Mortgage Or Any Other Debt Secured On It. Security is required on immovable property. Borrowing is subject to status & affordability

    published: 14 May 2017
  • Mortgage Refinance and Debt Consolidation

    Mortgage refinancing and debt consolidation are great ways to reduce your monthly payments, save money on interest, and free up money to spend on the things you need and want. Regina mortgage broker Miles Zimbaluk (http://www.saskhomebuyer.com) provides this presentation. If you're a Canadian home owner, you can apply online with Miles for mortgage refinancing at http://www.saskhomebuyer.com/apply.html.

    published: 29 Jan 2008
  • Your Car Loan Is Killing Your Wealth - Dave Ramsey Rant

    Your Car Loan Is Killing Your Wealth - Dave Ramsey Rant Dave discusses car loans and their hindrance to wealth building. Check out The Rachel Cruze YouTube Channel for life and money tips! http://www.youtube.com/user/RachelCruze?sub_confirmation=1 ________________________________________________________________ Find A Financial Peace class near you! http://www.daveramsey.com/fpu/classfinder?ectid=70.11.977 Check out Chris Hogan’s book “Retire Inspired” http://www.daveramsey.com/store/books/retire-inspired-by-chris-hogan/prodD078.html?ectid=70.11.976 Do you want to take control of your money? Get “The Total Money Makeover” book here. http://www.daveramsey.com/store/books/dave-s-bestsellers/the-total-money-makeover/prodtmmoclassic.html?ectid=70.11.975 Do you need help with your taxes? ...

    published: 27 Mar 2014
  • What if you could refinance your student loan debt?

    www.itsourinterest.org #ItsOurInterest Refinancing is a common sense solution to the mounting student debt crisis in this country. Join Campus Progress and others to encourage lawmakers to allow students and families to refinance their education debt. Get involved at www.itsourinterest.org

    published: 13 Feb 2013
  • Current Liabilities Accounting (Refinancing Short Term Debt After Balance Sheet Date)

    Accounting for the refinancing of a current liability using long term debt and paying a portion of the current liability off with cash (having to replenish cash used to pay off a portion of the current debt) done after balance sheet date & before balance sheet is issued, when to reclassify short-term debt to long-term debt ?, Refinancing a short-term obligation on a long-term basis means either replacing it with a long-term obligation or with equity securities, or renewing, extending, or replacing it with short-term obligations for an uninterrupted period extending beyond one year (or the operating cycle, if applicable), Refinancing criteria: To exclude short-term debt from current liabilities both of the following must be met: 1-Must intend to refinance the debt on a long term basis so th...

    published: 18 Jan 2013
Refinancing To Pay Off Debt, Managing Your Debt, & Using Equity To Refinance

Refinancing To Pay Off Debt, Managing Your Debt, & Using Equity To Refinance

  • Order:
  • Duration: 5:25
  • Updated: 24 Jan 2013
  • views: 1843
videos
http://real-101.com Watch more episodes http://www.TraceyBrock.ca Tracey Brock Mortgage Broker When you own a home, it's extremely important to learn how managing your debt will allow you to live without the stress of making monthly payments. When you get into debt trouble, refinancing your mortgage to pay off debt is a step you can take. But by learning how to manage your debt, you can avoid using equity in your home to refinance debt, and save that equity for more important things. Watch this episode with Tracey Brock of Dominion Lending Centres where she explains how to refinance your mortgage to pay off debt, and how to manage your debt. For more information on mortgage financing, or if you need a mortgage broker, contact Tracey Brock of Dominion Lending Centres. http://www.TraceyBrock.ca Direct: 416.788.6207 Mortage Broker M09001257 Need A Top Real Estate Agent In Ontario? Contact Joe Terceira http://www.joeterceira.com Refinancing To Pay Off Debt, Managing Your Debt, & Using Equity To Refinance https://www.youtube.com/watch?v=gqqq-dmVqhA
https://wn.com/Refinancing_To_Pay_Off_Debt,_Managing_Your_Debt,_Using_Equity_To_Refinance
Benefits of refinancing to consolidate debt

Benefits of refinancing to consolidate debt

  • Order:
  • Duration: 2:01
  • Updated: 05 Jul 2016
  • views: 265
videos
Like many Australians you could have several debts – probably a home loan, a personal loan, and possibly even a credit card balance. Having multiple debts means juggling lots of different repayments. More importantly, you could be paying more each month than necessary. That’s because your personal loan and credit card could charge interest rates twice as high or more, than the rate you’re currently paying on your home loan. A smart way to save can be refinancing your home loan to consolidate different debts. Let’s see how it can work. We’ll say Sue has a home loan of $200,000 with a rate of 5%. She has a $15,000 personal loan costing 12% and $5,000 is owed on her credit card – attracting interest of 18%. All up, Sue pays around $1,600 in monthly repayments. Now let’s see what happens if Sue refinances her home loan to consolidate all these balances into one low rate loan. Instead of juggling different debts, Sue only has to manage her home loan, now worth $220,000. And instead of paying rates as high as 18%, she pays just 5%. By refinancing this way, Sue will pay a single monthly repayment of $1,286 – that’s over $300 less each month than she was previously paying. This gives Sue extra money to live on. Or she can use the extra $300 she now has available each month to pay off her home loan sooner and save more in overall interest. The potential downside would be that Sue would be paying for short term debt over a longer period. However, your local Mortgage Choice broker can work on the best plan for consolidating your debt that suits your situation. Why not talk to them today to find out more? ----------------------------------------------------------------------------------------------------------- Please see below for accompanying calculations Before consolidation: Monthly repayment on Sue’s home loan $200,000 @ 5% $1,169* Monthly repayment on Sue’s personal loan $15,000 @ 12% $ 334* Monthly repayment on Sue’s credit card $5,000 @ 18% $ 102** Total monthly repayment $1,605 After consolidation Monthly repayment on Sue’s home loan $220,000 @ 5% $1,286* Monthly repayment reduction: $319 *Made using home loan calculator on Mortgage Choice website **Made using credit card calculator at www.moneysmart.gov.au, assumes minimum monthly repayment of 2%
https://wn.com/Benefits_Of_Refinancing_To_Consolidate_Debt
Can I Refinance My Home To Pay Off Credit Card Debt?

Can I Refinance My Home To Pay Off Credit Card Debt?

  • Order:
  • Duration: 3:37
  • Updated: 15 Apr 2014
  • views: 1478
videos
http://iwantagreathomeloan.com - Do you own a home? Do you have credit card debt you would like to pay off or consolidate? If you answered yes to both of these questions you might want to look into doing a cash-out refinance. This is a great way to consolidate your credit card debts by using the equity in your home. This is not for everyone, but is definitely something you should look into if you are trying to free up some money. In this episode, Don answers some questions that have come up in regards to paying of credit card debt and using the equity in your home to do this. Check out this video and if you have any questions, please visit us online at I Want A Great Home Loan dot Com. There you can submit your questions and get answers. We are here to help!
https://wn.com/Can_I_Refinance_My_Home_To_Pay_Off_Credit_Card_Debt
Cash Out Refinance?

Cash Out Refinance?

  • Order:
  • Duration: 6:10
  • Updated: 11 Nov 2014
  • views: 19780
videos
Check out The Rachel Cruze YouTube Channel for life and money tips! http://www.youtube.com/user/RachelCruze?sub_confirmation=1 ________________________________________________________________ Victoria calls Dave for advice on where she needs to cash out her refinance. Find A Financial Peace class near you! http://www.daveramsey.com/fpu/classfinder?ectid=70.11.1223 Check out Chris Hogan’s book “Retire Inspired” http://www.daveramsey.com/store/books/retire-inspired-by-chris-hogan/prodD078.html?ectid=70.11.1222 Do you want to take control of your money? Get “The Total Money Makeover” book here. http://www.daveramsey.com/store/books/dave-s-bestsellers/the-total-money-makeover/prodtmmoclassic.html?ectid=70.11.1221 Download the FREE EveryDollar App and start telling your money where to go. http://www.daveramsey.com/everydollar?ectid=70.11.1220 Do you need help with your taxes? Find an Endorsed Local Provider near you! https://www.daveramsey.com/elp/tax-services?ectid=70.11.1219 Need help selling or buying a home? Click the link to find an Endorsed Local Provider in your area. https://www.daveramsey.com/elp/residential-real-estate?ectid=70.11.1218 Do you have questions about investing? Let one of our Endorsed Local Providers help. https://www.daveramsey.com/elp/investing?ectid=70.11.1217 IN THIS VIDEO: Dave Ramsey, The Dave Ramsey Show, Financial Peace University, FPU, The Total Money Makeover, budget, envelope system, emergency fund, baby steps, radio show, debt freedom, EntreLeadership, mortgage, ELP, daveramsey.com, money, finance, economy, investing, saving, retirement, cash, mutual fund, stock market, business, leadership, credit, drtlgi
https://wn.com/Cash_Out_Refinance
Don't pay off your credit card debt by refinancing

Don't pay off your credit card debt by refinancing

  • Order:
  • Duration: 1:31
  • Updated: 10 Jun 2014
  • views: 268
videos
It is not a good idea to pay off your outstanding credit card debt by refinancing unless you have a solid plan. Otherwise, you could risk losing your home. #5 in a series "Got Debt?"
https://wn.com/Don't_Pay_Off_Your_Credit_Card_Debt_By_Refinancing
Cash Out Refinance for Paying Off Debt

Cash Out Refinance for Paying Off Debt

  • Order:
  • Duration: 9:08
  • Updated: 08 Mar 2017
  • views: 509
videos
Cash Out Refinance for Paying Off Debt Call 866-569-8272 In this video Eric with Low VA Rates talks about how to use a VA cash out refinance loan to pay off debt. Credit card debt can add up fast, and when it does it can be overwhelming. In 2016, the average household credit card debt was $16,048. That’s not including student loan debt or even automobile debt. Eric gives some really good examples of why you should try to pay off your credit cards as soon as possible. If you are a veteran home owner you might want to consider the VA IRRRL. The VA IRRRL is fast and easy and can significantly reduce your monthly mortgage payments so that you can put more money toward paying off debt. The other option is the VA cash out refinance. With this option you can use the equity in your homes value and apply that money to paying off debt or anything else you might need it for. If you would like to discuss some of the options that were presented in this video call us now at (866) 569-8272. We are happy to answer any questions that you might have. Thank You for watching. Low VA Rates LLC. https://www.lowvarates.com/ Address: 384 S 400 W #100, Lindon, UT 84042 Phone: (866) 569-8272 Hours: Open today · 6AM–8PM NMLS #1109426. https://youtu.be/gEbJfnoD81Y Other videos you may be interested in: https://www.youtube.com/watch?v=Oone454njps&t=245s https://www.youtube.com/watch?v=j0uWfN0EXO8&t=25s https://www.youtube.com/watch?v=bter4YQ1cQQ
https://wn.com/Cash_Out_Refinance_For_Paying_Off_Debt
Current Liabilities Accounting (Refinancing Short Term Debt With Long Term Debt)

Current Liabilities Accounting (Refinancing Short Term Debt With Long Term Debt)

  • Order:
  • Duration: 12:13
  • Updated: 17 Jan 2013
  • views: 6407
videos
Accounting for the refinancing of a current liability using long term debt or equity (after the balance sheet date & before the balance sheet is issued), when to reclassify short-term debt to long-term debt ?, Refinancing a short-term obligation on a long-term basis means either replacing it with a long-term obligation or with equity securities, or renewing, extending, or replacing it with short-term obligations for an uninterrupted period extending beyond one year (or the operating cycle, if applicable), Refinancing criteria: To exclude short-term debt from current liabilities both of the following must be met: 1-Must intend to refinance the debt on a long term basis so that it will not require use of working capital and 2-Must demonstrate an ability to refinance the debt, Short-Term debt paid off after balance sheet date and later replaced by Long-Term debt, how should the short term debt be classified depends on when the long term debt was issued to replace the short term debt, 1-No if it used existing current assets before long-term financing was obtained or 2-Yes if long term debt was issued before the short-term liability was paid off, Portion of short-term debt to be excluded from current liabilities may not exceed proceeds from new debt or equity securities used to retire short term debt, report both current liability portion and long term portion refinanced, detailed accounting calculations and discussion by Allen Mursau
https://wn.com/Current_Liabilities_Accounting_(Refinancing_Short_Term_Debt_With_Long_Term_Debt)
Refinancing Home Loan for Debt Consolidation

Refinancing Home Loan for Debt Consolidation

  • Order:
  • Duration: 4:24
  • Updated: 12 May 2017
  • views: 395
videos
https://KCLau.com/refinancing-aia I spoke to Daniel who specialises in helping his clients to refinance their home loans. What are the main reasons people consider when refinancing to cash out the equity? The most common cause --- DEBT CONSOLIDATION... instead of paying 18% for credit cards and many other debts, the home loan offer the lowest interest rate of all! You can lower your commitment while enjoying lower interest rate.
https://wn.com/Refinancing_Home_Loan_For_Debt_Consolidation
What is REFINANCING? What does REFINANCING mean? REFINANCING meaning, definition & explanation

What is REFINANCING? What does REFINANCING mean? REFINANCING meaning, definition & explanation

  • Order:
  • Duration: 4:15
  • Updated: 12 Oct 2016
  • views: 904
videos
What is REFINANCING? What does REFINANCING mean? REFINANCING meaning, definition & explanation. Source: Wikipedia.org article, adapted under https://creativecommons.org/licenses/by-sa/3.0/ license. Refinancing may refer to the replacement of an existing debt obligation with another debt obligation under different terms. The terms and conditions of refinancing may vary widely by country, province, or state, based on several economic factors such as, inherent risk, projected risk, political stability of a nation, currency stability, banking regulations, borrower's credit worthiness, and credit rating of a nation. In many industrialized nations, a common form of refinancing is for a place of primary residency mortgage. If the replacement of debt occurs under financial distress, refinancing might be referred to as debt restructuring. A loan (debt) might be refinanced for various reasons: 1. To take advantage of a better interest rate (a reduced monthly payment or a reduced term) 2. To consolidate other debt(s) into one loan (a potentially longer/shorter term contingent on interest rate differential and fees) 3. To reduce the monthly repayment amount (often for a longer term, contingent on interest rate differential and fees) 4. To reduce or alter risk (e.g. switching from a variable-rate to a fixed-rate loan) 5. To free up cash (often for a longer term, contingent on interest rate differential and fees) Refinancing for reasons 2, 3, and 5 are usually undertaken by borrowers who are in financial difficulty in order to reduce their monthly repayment obligations, with the penalty that they will take longer to pay off their debt. In the context of personal (as opposed to corporate) finance, refinancing multiple debts makes management of the debt easier. If high-interest debt, such as credit card debt, is consolidated into the home mortgage, the borrower is able to pay off the remaining debt at mortgage rates over a longer period. For home mortgages in the United States, there may be tax advantages available with refinancing, particularly if one does not pay Alternative Minimum Tax. Some fixed-term loans have penalty clauses ("call provisions") that are triggered by an early repayment of the loan, in part or in full, as well as "closing" fees. There will also be transaction fees on the refinancing. These fees must be calculated before embarking on a loan refinancing, as they can wipe out any savings generated through refinancing. Penalty clauses are only applicable to loans paid off prior to maturity. If a loan is paid off upon maturity it is a new financing, not a refinancing, and all terms of the prior obligation terminate when the new financing funds pay off the prior debt. If the refinanced loan has the same interest rate as previously, but a longer term, it will result in a larger total interest cost over the life of the loan, and will result in the borrower remaining in debt for many more years. Typically, a refinanced loan will have a lower interest rate. This lower rate, combined with the new, longer term remaining on the loan will lower payments. A borrower should calculate the total cost of a new loan compared to the existing loan. The new loan cost will include the closing costs, prepayment penalties (if any) and the interest paid over the life of the new loan. This should be lower than the remaining interest that will be paid on the existing loan to see if it makes financial sense to refinance. In some jurisdictions, varying by American state, refinanced mortgage loans are considered recourse debt, meaning that the borrower is liable in case of default, while un-refinanced mortgages are non-recourse debt.
https://wn.com/What_Is_Refinancing_What_Does_Refinancing_Mean_Refinancing_Meaning,_Definition_Explanation
Debt and refinancing guide

Debt and refinancing guide

  • Order:
  • Duration: 1:05
  • Updated: 20 Jul 2008
  • views: 644
videos
Everything you always wanted to know about debt and refinancing
https://wn.com/Debt_And_Refinancing_Guide
The Antidote to Student Debt: Refinancing

The Antidote to Student Debt: Refinancing

  • Order:
  • Duration: 0:15
  • Updated: 25 May 2017
  • views: 120
videos
Refinancing student loans saves doctors $46,086 on average. See how much you can save at SoFi.com
https://wn.com/The_Antidote_To_Student_Debt_Refinancing
Refinancing is one option to tackle debts

Refinancing is one option to tackle debts

  • Order:
  • Duration: 1:43
  • Updated: 14 May 2017
  • views: 5
videos
Refinance could be an option for consolidating your debts, get help online http://www.firstchoicefinance.co.uk/Index.asp?T=Refinancing%20is%20one%20option%20to%20tackle%20debts Think Carefully Before Securing Other Debts Against Your Home. Your Home May Be Repossessed If You Do Not Keep Up Repayments On A Mortgage Or Any Other Debt Secured On It. Security is required on immovable property. Borrowing is subject to status & affordability
https://wn.com/Refinancing_Is_One_Option_To_Tackle_Debts
Mortgage Refinance and Debt Consolidation

Mortgage Refinance and Debt Consolidation

  • Order:
  • Duration: 8:06
  • Updated: 29 Jan 2008
  • views: 8357
videos
Mortgage refinancing and debt consolidation are great ways to reduce your monthly payments, save money on interest, and free up money to spend on the things you need and want. Regina mortgage broker Miles Zimbaluk (http://www.saskhomebuyer.com) provides this presentation. If you're a Canadian home owner, you can apply online with Miles for mortgage refinancing at http://www.saskhomebuyer.com/apply.html.
https://wn.com/Mortgage_Refinance_And_Debt_Consolidation
Your Car Loan Is Killing Your Wealth - Dave Ramsey Rant

Your Car Loan Is Killing Your Wealth - Dave Ramsey Rant

  • Order:
  • Duration: 5:24
  • Updated: 27 Mar 2014
  • views: 305761
videos
Your Car Loan Is Killing Your Wealth - Dave Ramsey Rant Dave discusses car loans and their hindrance to wealth building. Check out The Rachel Cruze YouTube Channel for life and money tips! http://www.youtube.com/user/RachelCruze?sub_confirmation=1 ________________________________________________________________ Find A Financial Peace class near you! http://www.daveramsey.com/fpu/classfinder?ectid=70.11.977 Check out Chris Hogan’s book “Retire Inspired” http://www.daveramsey.com/store/books/retire-inspired-by-chris-hogan/prodD078.html?ectid=70.11.976 Do you want to take control of your money? Get “The Total Money Makeover” book here. http://www.daveramsey.com/store/books/dave-s-bestsellers/the-total-money-makeover/prodtmmoclassic.html?ectid=70.11.975 Do you need help with your taxes? Find an Endorsed Local Provider near you! https://www.daveramsey.com/elp/tax-services?ectid=70.11.973 Need help selling or buying a home? Click the link to find an Endorsed Local Provider in your area. https://www.daveramsey.com/elp/residential-real-estate?ectid=70.11.972 Do you have questions about investing? Let one of our Endorsed Local Providers help. https://www.daveramsey.com/elp/investing?ectid=70.11.971 IN THIS VIDEO: Dave Ramsey, The Dave Ramsey Show, Financial Peace University, FPU, The Total Money Makeover, budget, envelope system, emergency fund, baby steps, radio show, debt freedom, EntreLeadership, mortgage, ELP, daveramsey.com, money, finance, economy, investing, saving, retirement, cash, mutual fund, stock market, business, leadership, credit, drtlgi
https://wn.com/Your_Car_Loan_Is_Killing_Your_Wealth_Dave_Ramsey_Rant
What if you could refinance your student loan debt?

What if you could refinance your student loan debt?

  • Order:
  • Duration: 2:17
  • Updated: 13 Feb 2013
  • views: 1717
videos
www.itsourinterest.org #ItsOurInterest Refinancing is a common sense solution to the mounting student debt crisis in this country. Join Campus Progress and others to encourage lawmakers to allow students and families to refinance their education debt. Get involved at www.itsourinterest.org
https://wn.com/What_If_You_Could_Refinance_Your_Student_Loan_Debt
Current Liabilities Accounting (Refinancing Short Term Debt After Balance Sheet Date)

Current Liabilities Accounting (Refinancing Short Term Debt After Balance Sheet Date)

  • Order:
  • Duration: 11:35
  • Updated: 18 Jan 2013
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Accounting for the refinancing of a current liability using long term debt and paying a portion of the current liability off with cash (having to replenish cash used to pay off a portion of the current debt) done after balance sheet date & before balance sheet is issued, when to reclassify short-term debt to long-term debt ?, Refinancing a short-term obligation on a long-term basis means either replacing it with a long-term obligation or with equity securities, or renewing, extending, or replacing it with short-term obligations for an uninterrupted period extending beyond one year (or the operating cycle, if applicable), Refinancing criteria: To exclude short-term debt from current liabilities both of the following must be met: 1-Must intend to refinance the debt on a long term basis so that it will not require use of working capital and 2-Must demonstrate an ability to refinance the debt, Short-Term debt paid off after balance sheet date and later replaced by Long-Term debt, how should the short term debt be classified depends on when the long term debt was issued to replace the short term debt, 1-No if it used existing current assets before long-term financing was obtained or 2-Yes if long term debt was issued before the short-term liability was paid off, Portion of short-term debt to be excluded from current liabilities may not exceed proceeds from new debt or equity securities used to retire short term debt, report both current liability portion and long term portion refinanced, detailed accounting calculations and discussion by Allen Mursau
https://wn.com/Current_Liabilities_Accounting_(Refinancing_Short_Term_Debt_After_Balance_Sheet_Date)
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